Detailed list of Samsung pay-compatible phones

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I was at the grocery store some time ago and realized that I had forgotten to come along with my wallet. I was in the middle of putting the items I purchased away when I remembered another way to pay for them (with my phone using Samsung Pay).

Luckily, I had my Samsung Galaxy phone with me, so I could use Samsung Pay to pay for my groceries. I guess I was lucky because my Samsung phone was compatible with Samsung Pay. If not, I would have been embarrassed.

In this article, we will discuss Samsung pay, compatible phones that work with it, and much more.

What is Samsung Pay?

Samsung Pay is a mobile payment system that lets you make payments with your Samsung Galaxy phone. It works with both Near Field Communication (NFC) and Magnetic Secure Transmission (MST) technologies, making it compatible with most terminals. You can add your credit or debit cards to Samsung Pay, and then simply tap your phone on a payment terminal to make a payment.

Samsung Pay-compatible phones

Samsung Pay made its way to the market primarily through Galaxy phones and other Samsung devices. Phones that can work with Samsung pay are:

  • Galaxy Note9.
  • Galaxy S9+.
  • Galaxy S9.
  • Galaxy Note8.
  • Galaxy S8+.
  • Galaxy S8.
  • Galaxy S7 edge.
  • Galaxy S7.
  • Galaxy S6 edge+.
  • Note 5.
  • Galaxy A8+.
  • Galaxy A7 (2016 & 2017).
  • Galaxy A5 (2016 & 2017).
  • Galaxy A9 Pro.
  • Galaxy J7 Pro.

When did Samsung Pay come out?

Samsung pay was first launched in South Korea on August 20, 2015. The service was later launched in the United States on September 28 of the same year and has been slowly gaining popularity.

How does Samsung Pay work?

Samsung pay works in a simple manner. All you have to do is add your cards, and then when you come across a payment terminal, wave your phone over or tap on it to make a payment. Note that if the place does not work with  (NFC) technology, you can still make the payment using  (MST) technology.

What is NFC?

NFC is short for Near Field Communication. It is a way of wireless communication that allows mobile phones, smartwatches, and other devices to exchange data. NFC uses electromagnetic induction between two objects in close proximity to one another. The two objects are brought together by an electric current passing through them which causes a change in voltage. Both devices detect this voltage change and can then be used to exchange data like card numbers, etc.

Making a payment using NFC technology

What is MST?

MST stands for Magnetic Secure Transmission. It is a way of sending payment information wirelessly between two devices or systems. It uses magnets to generate an electromagnetic field which can be received by the other device and then interpreted as data. The MST method allows you to make payments anywhere there’s a magnetic stripe reader (which is found in many places).

How to add a credit card to Samsung Pay?

You can add your credit or debit cards by going to the app and tapping “+” after you launch Samsung pay. Then, follow the instructions on the screen to add your card. You must be signed in with your Samsung account before adding a credit or debit card to Samsung pay.

Benefits of using Samsung pay

Aside from the convenience that using Samsung pay brings, there are other benefits that you can get if you use Samsung pay.

Safe and more secure than carrying physical cards

It is always safer to carry around some cash, but often times it isn’t safe enough. for example, If someone gets their hands on your credit or debit card, they might use it to make purchases without your consent.

Actual physical cards can also get lost or stolen and be used by someone else who is completely unaware of the card’s previous owner. Using Samsung pay instead makes transactions safer than carrying around a physical card because even if you lose your phone. All that anyone can do with that phone is make purchases using it, and they won’t be able to access your card information because it is stored in a secure chip rather than on your phone.

More convenient than carrying around physical cards

It might not seem so at first, but you’ll soon realize that carrying around all the things you need for a day (wallet, phone, keys) can get annoying. When you lose or misplace one of those things, it can be frustrating to go out without the things you’re accustomed to carrying.

Using Samsung pay means that there is no more fidgeting with your wallet just so you can get the card you want to use when making a payment. You can simply pay how you normally would with your phone, which is faster than if you were using a physical card.

Better deals from partners

Samsung offers exclusive deals to people who regularly use Samsung pay. For example, if you order something from Domino’s Pizza using Samsung pay, you might get a discount on your next order if you use the same card.

Security and ease of access

Samsung pay can be locked with the device password which means that if someone steals your phone, they won’t be able to make any purchases without unlocking it first. This means that even if someone gets their hands on your phone, it will be much harder for them to do anything fraudulent with it.

Adding an American Express creditcard with Samsung Pay
Adding an American Express credit card with Samsung Pay

How to use Samsung pay on Galaxy watch?

Samsung Pay provides a simple and safe way to make payments using your Samsung Galaxy watch. You can add your credit or debit cards to the Samsung pay app on your phone, and then you don’t need to enter the card details manually when making a payment with Samsung pay on your galaxy watch. All you need to do is tap your watch on the payment terminal.

Adding credit/debit cards to Samsung Pay

To add your card to Samsung Pay, you’ll need to go to the “Samsung pay” app on your phone and tap “+”. Then, follow the instructions on the screen to add your card. You can either enter your card details into Samsung pay or take a photo of the QR code on the back of your card.

Samsung Pay vs Apple Pay

The main differences between Samsung Pay and Apple pay are:

Security

Apple pay uses the fingerprint scanner that is on your device to verify your identity. If someone tries to make a payment using your information without knowing your fingerprint, they won’t be able to make any purchases with Apple pay because it only works when the correct fingerprint is scanned.

Samsung Pay uses an advanced technology called MST which makes Samsung pay compatible with most terminals and registers, even if they don’t have NFC capabilities. This means that it is impossible for someone to use your credit or debit card details on Samsung Pay without having access to both your phone and personal identification number (PIN).

Availability

Samsung Pay is now available on most Galaxy phones and  Android devices running at least Android 4 .4 KitKat, while Apple pay is only available on iPhone 6(+), and Apple watch running at least iOS 8.1.

Ease of use

Samsung Pay is more intuitive and easier to use because it works with NFC and MST technologies, making the payment process much simpler. All you need to do is tap your phone on the terminal to pay.

Apple Pay only works with NFC technology so if you want to pay using Apple Pay, you will need an NFC terminal that supports it. This means that in some cases, such as at older registers or registers where you can add extra purchases such as snacks or gum without pressing a button inside the store, Apple pay won’t work.

Partnership

Currently, Samsung Pay has more partners than Apple pay. More companies are beginning to adopt Samsung’s MST technology into their terminals, which makes using Samsung pay much easier since many transactions can now be made using both NFC and MST technologies.

Making a payment using Samsung Pay

Frequently Asked Questions on Samsung Pay compatible phones

Q: How long does it take for Samsung pay to be activated on my phone?

A: It takes about 15 minutes for your card to be activated on your phone. Once the process begins, you need to leave your phone alone so there are no interruptions.

Q: When will I be able to access my card information if I lose my phone or change it?

A: You can download Samsung pay to continue using from any other compatible device once you have lost or changed your old device.  However, if you use the same phone again, all your card information will automatically be restored.

Q: What credit cards can I add to my Samsung?

A: All major credit and debit cards issued by Visa, Mastercard, American Express or JCB can be added to Samsung Pay.

Q: How do I set up Samsung pay for this device?

A: Samsung pay comes by default on compatible devices. just tap on the app and follow the onscreen instructions to get started.

Q: Can I use Samsung pay if my phone is locked?

A: You must unlock your phone before using Samsung Pay. Also, you need internet access and a Samsung account to use Samsung Pay.

Q: How do I make in-app purchases with Samsung Pay?

A:  Just open the app and select pay with Samsung Pay to log in. You can then choose which card you’d like to use for your purchase and authorize using your fingerprint or PIN.

Q: Is there a fee for using Samsung Pay?

A: There is no transaction fee when making payments with Samsung Pay. Your bank might charge a small fee, as per their contract terms with you, since they provide you with credit/debit cards.

Q: Can I make international payments with Samsung Pay?

A: Yes, it is possible to make international payments with the help of this mobile payment system from Samsung. However, some limitations may depend on your region and the bank information used.

Wrap up

Samsung Pay is a mobile payment system that lets you make payments with your Samsung Galaxy phone. It works with both NFC and MST technologies, making it compatible with most terminals. You can add your credit or debit cards to Samsung Pay, and then simply tap your phone on the terminal to make a payment.

There are lots of Samsung phones compatible with Samsung Pay. They include; Galaxy S6, Galaxy S6 edge, Galaxy Note 5, Galaxy S7 and Edge+, S8, S8+ and Samsung A5 2017 amongst others.

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